Terms of Use

Welcome to InstPhil.org. By accessing or using our website, you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully before using the site. If you do not agree with any of these terms, please do not use our website.

1. Acceptance of Terms

By accessing or using InstPhil.org (the “Site”), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you are not authorized to use this Site.

2. Use of Content

A. Intellectual Property: All content on InstPhil.org, including but not limited to text, graphics, images, quotes, articles, and logos, is the intellectual property of InstPhil.org unless otherwise stated. You may not reproduce, distribute, modify, or otherwise exploit any content on this Site without our express written permission.

B. Personal Use: You may use the content on this Site for your personal, non-commercial use only. Any other use requires prior written permission from InstPhil.org.

C. User Contributions: By submitting any content (e.g., comments, suggestions, or ideas) to InstPhil.org, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, translate, and distribute such content in any medium.

3. User Conduct

When using our Site, you agree to abide by the following rules:

  • Do not use the Site for any illegal or unauthorized purpose.
  • Do not post or transmit any content that is defamatory, obscene, harmful, or otherwise objectionable.
  • Do not engage in any activity that could damage, disable, or impair the Site’s functionality.
  • Do not use the Site to harass, abuse, or harm another person or entity.
  • Do not attempt to gain unauthorized access to any part of the Site, including other users’ accounts, computer systems, or networks.

4. Disclaimers

A. Content Accuracy: While we strive to provide accurate and up-to-date content, InstPhil.org makes no warranties or representations about the accuracy, completeness, or reliability of any content on the Site. Your use of the content is at your own risk.

B. No Professional Advice: The content provided on InstPhil.org is for informational and inspirational purposes only and should not be considered professional advice. Always seek the advice of a qualified professional regarding any specific concerns or issues.

C. External Links: Our Site may contain links to third-party websites. InstPhil.org is not responsible for the content, accuracy, or practices of these external sites. Accessing third-party links is at your own risk.

D. Availability: InstPhil.org does not guarantee that the Site will be available at all times or that it will be free from errors, viruses, or other harmful components. We reserve the right to modify, suspend, or discontinue the Site at any time without notice.

5. Limitation of Liability

To the fullest extent permitted by law, InstPhil.org and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of or inability to use the Site, even if we have been advised of the possibility of such damages.

6. Indemnification

You agree to indemnify, defend, and hold harmless InstPhil.org and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or in any way connected with your use of the Site or your violation of these Terms of Use.

7. Privacy Policy

Your use of the Site is also governed by our Privacy Policy. Please review the Privacy Policy to understand our practices regarding the collection, use, and protection of your personal information.

8. Changes to Terms

InstPhil.org reserves the right to modify or update these Terms of Use at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after such changes constitutes your acceptance of the new terms.

9. Governing Law

These Terms of Use and any disputes arising out of or related to the use of the Site shall be governed by and construed in accordance with the laws of the jurisdiction in which InstPhil.org operates, without regard to its conflict of law principles.

10. Contact Information

If you have any questions or concerns about these Terms of Use, please contact us at:

Email: [email protected]

11. Entire Agreement

These Terms of Use, along with our Privacy Policy, constitute the entire agreement between you and InstPhil.org regarding your use of the Site and supersede any prior agreements or understandings.

12. Termination

InstPhil.org reserves the right, in its sole discretion, to terminate your access to all or part of the Site, with or without notice, for any reason, including without limitation, if we believe that you have violated these Terms of Use.

By using InstPhil.org, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. Thank you for being a part of the InstPhil community.